Free tool
Car loan calculator
See your monthly payment, total interest, and total cost. Adjust rate, term, and down payment to find what fits your budget.
Loan details
$5,000$150,000
$0$12,500
1%15%
12 mo84 mo
Monthly payment
$382
Loan summary
Loan amount$20,000
Total interest$2,921
Total amount$27,921
Loan term60 months
Loan term
5.0 yrs
Interest rate
5.5%
Money-saving tips
- A larger down payment reduces both the monthly payment and total interest.
- Shorter loan terms mean higher monthly payments but less total interest.
- Shop around for the best rates from multiple lenders.
- Certified pre-owned vehicles often qualify for better financing rates.
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